Well, I am going to get a credit card – but I don’t know what one I should get.  There are just so many option out there, one can’t help feel overwhelmed by the choices.

So I decided to hunt for the best credit cards out there.  Now, this ruled out just heading on over to my bank as they wouldn’t tell me what I was missing out by going with them.  I just wanted to see the best of the best without wasting a lot of time doing it.

After comparing cards online for an hour or so, I came to one conclusion:  I didn’t want a 0% credit card.  First off, I was not going to carry a balance on the card, and secondly I didn’t have a balance to transfer from another card anyways.

What caught my eye was the cash back credit card offers.  I really can’t believe that they would be paying me to spend my money.  Though, I am not so silly that I don’t notice that they are doing it in the hopes I spend too much and pay interest.

I did find a few cash back cards that interest me, but I am going to sleep on it.  Instead of making a rash decision, I am going to make my decision tomorrow, when I feel fresh and alert.