My husband was recently laid off from his job and it has put our family into a tailspin. We realize that we took many things for granted while we had them. We all of a sudden found ourselves with no health insurance.

A few weeks afterwards, my son came home from school with an awful toothache. Before, we would have took him in right away, but now we had to think it through.

We spent some time looking into discount dental plans that would help us out right away, so that we could get his tooth fixed.

I felt bad, as I know how awful it is to have to live with a toothache, but I also knew if we took him in, we would not have enough money left to pay our mortgage.

In the end, we got a good deal through Ameriplan and he got his tooth fixed. My husband has also found a new job and we can all smile again.