Wise Man

Posted By Twyla on August 9, 2008 @ 2:29 pm

I was curious and asked my dad’s friend about classic car insurance. I wanted to know if it cost more or less to insure a classic car than it does to insure a new one. He told me that it all depended upon who you bought your insurance through.

When he had his car ready for the road, he was set on getting a really cheap car insurance rate. He told me that if you looked hard enough and knew how to haggle that you could get a good rate on just about anything.

I really took his advice to heart and I was so thankful that I had talked to him about it. I decided that it was time that I got cheap auto insurance, so I shopped around and when I found the best deal, I haggled and ended up getting an even better deal. It pays to talk to older people because they really are wise.





Not Exactly What I Asked for

Posted By Admin on August 8, 2008 @ 7:48 pm

Sometimes it amazes me how you can explain something to someone and though you are expecting one outcome, it ends up being completely different than what you thought it would be.

I recently experienced a great example of this when I asked my wife to go buy mens cufflinks for me at a store downtown.  Though I really didn’t buy a lot of cufflinks, the store was having a sale on vintage cufflinks and there were a couple of them that I had my heart set on.

But, during the hours of the sale I had to be at work, so I sent my wife instead.  I gave her explicit instructions of which ones that I was looking for, confirmed that she understood what I had said, and put my faith in her that she would come back home with my cufflinks in hand.

When I got home from work and rushed to open the box the cufflinks that she had bought me, I couldn’t keep the anticipation and excitement inside.  As I opened the box and peered inside it I realized that there is something very wrong.

Inside the box there were photo cufflinks.  What made it even worse was that it just wasn’t any old photo, but I would be wearing pictures of Mr. Bean on each arm.  I stood there in shock and horror looking at what my wife bought me.

I couldn’t help but hear laughter coming from the other side of the room and I realized that my wife had played a big joke on me.  She handed over the cufflinks that I originally wanted and then she wiped away the tears from all the laughing off of her face.

Man, I love my wife.





I Received a Starter Business Package in the Mail

Posted By Admin on August 7, 2008 @ 1:44 am

I recently attended a seminar on starting your own business and it was very educational.  You see, I have been considering starting up my own business on the side with hopes that it will be able to replace my full-time income in the next couple of years.  But, having never started a business before, I knew that attending the workshop would be invaluable in learning what is involved in running my own business.

It is only been a couple of days since the seminar, but I have received a package in the mail this morning full of business forms and other goodies that will help me take the steps I need in establishing my business.  Some examples of the forms I did receive included company registers, some sample HR policies, and forms for new hires.

Though these resources will be very helpful, they also remind me that I’m way out of my league.  I think I will have to find a mentor that has created businesses before and would be willing to share their knowledge with me.  By drawing on their experience, I will be able to ensure that I minimize the number of mistakes I make in creating my own business.





Safe Chatting Community

Posted By Admin on August 6, 2008 @ 7:40 pm

One of the things that I don’t like about the Internet is that lots of communities where you want to chat display your private information publicly.  Now, I don’t know about you, but I don’t want to have a ton of people spamming me and trying to sell me on their product or site.

But, I have found a jewel of a site that not only keeps the spamming to a minimum, but your privacy is assured.  In fact, if they have a problem with a member spamming or harassing others, they immediately ban them.

So, if you like to chat online, do it securely at CrushorFlush.com.





Planning Our New Yard

Posted By Admin on August 5, 2008 @ 7:54 pm

Since we purchased our first home this year, there have been many things that we have needed to learn.  Some of these things we have taken for granted such as changing the furnace filter, or considering how landscaping designs can affect your yard.

This has meant that we have done a lot of reading in terms of learning how to take care of our new home.  I even received a book on landscaping design ideas from my wife for my birthday.  At the time, I thought that it wasn’t a good gift, but after reading the book, my thoughts on it changed.

In fact, I am currently reading the section on plant selection and right now I am learning about lantana care.  As it turns out, we have some in our yard and it is a good idea to know how to take care of them.

After I am done the book, my wife and I will sit down and plan out the layout of the yard.  Though we won’t have time to take care of it this year, we will be ready for spring next year.





Saving Money at Disney World

Posted By Admin on July 26, 2008 @ 6:49 pm

Ever since I can remember, I’ve always wanted to visit Disney World.  Unfortunately, my parents never had enough money to go when I was a child, so I vowed that I would make sure that I would take my children there.

It wasn’t until our oldest was 10 years old that we finally had the money to go.  But going on a trip for children and a spouse can be very expensive.  In fact, we had to save up for three years just to have enough money to go.

It wasn’t until we got down to Disney World that I found out how much Disney World tickets cost.  Our biggest problem was going to be that each of us wanted to visit a different attraction which meant we would have to buy separate tickets for each one.

Thankfully, the clerk at the ticket booth suggested that we buy Disney Hopper tickets.  These special tickets allowed us to visit all the attractions in the same day without having to buy new tickets for each one.  This saved us a bundle of money it I would suggest that if you were going there you should look into them too.

Click here to learn more about Disney Hopper tickets.





Getting a Great Deal on a Laptop

Posted By Admin on July 25, 2008 @ 11:16 am

With summer quickly ending and it being almost time to go back to school, I thought that I would buy my daughter a new laptop for this fall.  Her current notebook is nearly four years old, and the battery barely holds a charge making it barely suitable for school.

So, I decided that I would look online to see what I could find for her.  I did find a number of models that were appropriate for her, but I wanted to see if I could get a better deal.  Sure, I wouldn’t be able to negotiate a better price, but I thought that I could find some coupons that could save me some money.

I used my IE coupon toolbar that I installed a couple of months ago and typed in "laptop coupons".  I was able to find a number of discounts at online retailers, and was able to get a good deal on one for my daughter.





Traveling to Las Vegas in the Fall

Posted By Admin on July 24, 2008 @ 5:23 pm

My wife and I decided to go away for our anniversary this year.  It is been five years since we got married, and we thought that we would do something special for change instead of just going out for supper.

As an added bonus, we will be leaving the kids at home and letting grandma watched them while we are gone.  It will be a much deserved break and should recharge us so that we can be better parents.

So we have been looking for Las Vegas hotel deals to help save us a little bit of money for this trip.  Unfortunately, we don’t have a lot of money in savings, so we need to pay as little as possible while we are gone.

Thankfully, there are many websites dedicated to getting a deal on Las Vegas hotels, and we’ve been looking at most of them to see what we can find.  We have learned that many of the hotels offer Las Vegas promotion codes that you can use when booking a room to get a great deal.

Hopefully we’ll be able to find cheap airfare as well and make the trip special without costing a lot of money.  I just can’t wait to get there - it will be nice have a break from the kids.





Taking Control My Financial Situation

Posted By Admin on @ 2:36 pm

One of the things I learned since moving away from home is that managing your finances isn’t always as easy as it looks.  I suppose that the money matters of our family were kept from me as my parents never discussed it and therefore my level financial mastery was really quite low.

It didn’t take me very long to rack up my credit card debt to the point where I was in trouble.  In fact, I it was even considering taking advantage of poor credit debt consolidation that was offered by a company in town.  But I really didn’t want to go down that road since I created the mess and to me that meant it was my responsibility to clean it up.

I went to a seminar on how to reduce credit card debt and it was there that I learned about debt diet plans.  By going on a debt diet I would curb my spending and have a plan for paying off my debt over the next couple of years.  Even though that meant I would have to exert some restraint when it came to spending, I knew this was a better alternative to my other options including bankruptcy.

Even though I have another year to go before I am debt-free, I know that I’m doing the right thing by taking control of my finances.





Visiting Relatives in Turkey

Posted By Admin on July 23, 2008 @ 10:36 pm

Sometimes I get a little frustrated that the world is so big even though it is really so small.  A good example of this is the fact that the Internet can allow you to connect with anybody in the world but it still takes a lot of time (and sometimes a lot of money) to actually go visit them in person.

A good example would be my aunt and uncle that live in Icmeler Turkey.  They’ve only been over here to North America once or twice and I thought for a change to be a great opportunity for me to go visit them at home.

I knew that this wasn’t a be another one of those cheap holidays that you usually have in summer, but I thought it would be great opportunity to grow as well see some place that I’ve never been before.

Thankfully, I was able to find some cheap flights to Turkey and we should be heading over there in just a couple months.  I’ve already talked my uncle and he’s really excited that were coming and is especially excited that were bringing our kids.  It is looking like it is going to be a grand adventure.





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